Workers’ Compensation Insurance for Illinois and Wisconsin Employers

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Protect Your Employees and Your Business

Care for Your Team and Meet Requirements

Workers’ compensation insurance Illinois employers and Wisconsin employers use helps pay medical bills and part of lost wages after a work injury or illness. Most employers need coverage. Maple Leaf Insurance Agency gets new policies in place for first hires and helps established teams review classifications to keep costs fair.

What Workers’ Comp Covers

Benefits That Support Recovery

  • Medical treatment for job-related injuries or illnesses.
  • Wage replacement through disability benefits when an employee cannot work.
  • Employer liability that helps protect your business from most lawsuits tied to workplace injuries.
  • Death benefits that support families after a tragic event.
Compliance Made Easy

Clear Steps for New and Growing Teams

We help set up coverage for one employee or many. If you expand from Illinois into Wisconsin, we coordinate policies so you stay compliant. Maple Leaf Insurance Agency also supports annual audits and reviews your class codes so you do not overpay. If you had trouble getting coverage, we can explore assigned risk options to keep your operations moving.

Why Choose Maple Leaf for Workers’ Comp

Accurate Classifications and Steady Support

Premiums are based on payroll and job risk. We help assign correct class codes, use your safety record where it helps, and connect your policy with general liability insurance and a Business Owners Policy so certificates and renewals line up. If a claim happens, we guide reporting and next steps.

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Workers’ Comp FAQs

Clear Answers for Owners and Managers

  • Is coverage required for part-time or family employees?

    Many employers must cover part-time and family staff if they are employees. We confirm your exact obligations.

  • How is cost calculated?

    By payroll and job class, adjusted by your experience modifier. We explain each factor.

  • Does it cover 1099 contractors?

    True independent contractors usually need their own coverage. If a worker functions like an employee, they may need to be on your policy. We will review your setup.