Auto Insurance in Illinois and Wisconsin

Car icon with a shield and checkmark, suggesting insurance or protection.
Green, five-lobed leaf with pale green veins and stem.
Family sitting in open car trunk on fall road.

Coverage for Your Vehicles

Meet State Requirements and Protect Your Budget

Driving here means icy mornings, deer crossings, and busy commutes from Rockford to Chicago or Milwaukee to Madison. Maple Leaf Insurance Agency writes auto insurance Illinois and Wisconsin drivers can count on for cars, trucks, and SUVs. We’ll make sure you meet liability requirements and help you decide when full coverage makes sense for your vehicle, loan or lease, and monthly budget.

Auto Insurance Coverage Options

What Each Coverage Does—and Why It Matters

  • Liability coverage helps pay for injuries or property damage you cause to others.
  • Collision coverage addresses damage to your vehicle after a crash or if you hit an object.
  • Comprehensive coverage steps in for non-collision losses like theft, fire, hail, or hitting a deer.
  • Uninsured/underinsured motorist protects you if the other driver doesn’t have enough insurance.
  • Medical payments can help with medical bills for you and your passengers.
  • Add-ons like roadside assistance and rental reimbursement keep you moving after a loss.
Discounts and Savings

Lower Your Premium Without losing Protection

Ask about multi-policy savings when you pair your auto with home, renters, or condo coverage. Good driver, good student, telematics, and paid-in-full discounts may apply depending on the carrier. As an independent agency, we compare options so you’re paying for the coverage you need—nothing more, nothing less.

Why Choose Maple Leaf for Auto Insurance?

Local Insight, Quick Help, and Steady Support

We compare quotes across top carriers and guide coverage choices so you’re not over- or under-insured. Winters along I-39 and I-90, hail in the Sauk Valley, and urban traffic in Chicagoland all shape smart protection. Coming back from a ticket or accident? We’ll help rebuild your profile with a plan you can live with. For higher limits beyond your auto policy, consider umbrella insurance. Driving a classic or collector car? We place those with Hagerty Insurance for agreed value coverage. Bundling often saves—take a look at homeowners insurance to see how the numbers work.

Two overlapping speech bubbles, one with a question mark.

Auto Insurance FAQs

Clear Answers Before You Hit The Road

  • Illinois minimums:

    liability is required; we’ll explain limits and why many drivers choose higher protection.

  • Full coverage vs. liability only:

    it depends on vehicle value, loan/lease requirements, and risk tolerance—we’ll walk through the trade-offs together.

  • Need an SR-22?

    We can help file through select carriers.

  • Own a classic?

    We’ll connect you with proper collector coverage through our partners.