Boat and RV Insurance for Illinois and Wisconsin

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Insurance for Your Adventures

Water and Road Trips Covered the Right Way

Weekends on the Chain O Lakes, summer on Lake Michigan, or a Door County camping loop are more relaxing when coverage is in place. Maple Leaf Insurance Agency places policies for boats, jet skis, sailboats, travel trailers, fifth wheels, and motorhomes. We help you set values, choose deductibles, and plan off season storage without paying for coverage you do not need.

Boat and Watercraft Coverage

Protection On and Off the Water

  • Watercraft liability helps if you injure someone or damage another boat.
  • Physical damage covers storms, theft, collisions, and trailer incidents.
  • Uninsured boater helps when the other party lacks coverage.
  • Towing and assistance helps when you need a tow back to the marina.
    If you own a classic runabout, ask how         Hagerty Insurance handles agreed value for specialty vessels.
RV and Motorhome Coverage

Travel With the Right Protections

  • Liability applies when you drive your motorhome.
  • Collision and comprehensive cover damage whether you are on the road or parked.
  • Personal belongings covers items inside the RV, which can add up fast.
  • Vacation liability applies when the RV is parked and used as a residence at a campsite.
  • Emergency expense helps with lodging and travel if you break down far from home.


Bundling with auto insurance or your homeowners insurance can simplify billing and add savings.

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Boat and RV FAQs

Simple Guidance Before You Launch or Roll

  • Is boat insurance required?

    State law does not require it in most cases, but many marinas do, and liability is important on busy lakes.

  • Does my auto policy cover my RV?

    Motorhomes need their own policy. Towable trailers may have some coverage through auto for liability while towing, but dedicated RV coverage is still smart.

  • Can I insure only for summer?

    Many policies allow layup periods that reduce cost during storage months.