General Liability Insurance for Businesses in Illinois and Wisconsin

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Protect Your Business from Lawsuits

Coverage for Everyday Risks

Every business faces moments that create risk. A customer could slip in your lobby in Rockford. A delivery could scratch a client’s floor in Madison. General liability insurance Illinois and Wisconsin companies rely on helps pay for injuries, property damage, and related legal costs. Maple Leaf Insurance Agency keeps the process simple so you can focus on your work.

What General Liability Covers

Know What Your Policy Can Do

  • Bodily injury helps when a non-employee is hurt and blames your business.
  • Property damage pays to repair or replace someone else’s property you damage during your work.
  • Personal and advertising injury can address libel, slander, or copyright issues tied to your marketing.
  • Legal defense and settlements help with attorney fees, court costs, and judgments up to your limits.
Who Needs General Liability

A Strong Foundation for Almost Any Business

If you meet clients, work on customer sites, or rent a space, you likely need proof of coverage. Many leases and contracts require a certificate of insurance. Maple Leaf Insurance Agency issues certificates quickly when a new project or event comes up. For shops along the I 39 corridor, contractors in DeKalb, and offices in Milwaukee, GL is the first step to protect cash flow.

Why Get GL through Maple Leaf

Right Limits, Clear Exclusions, Fast Help

We help set limits that fit your risk. Many start with 1 million per occurrence and 2 million aggregate. If you need higher protection, we can add an umbrella policy. We also explain what GL does not cover so there are no surprises. Professional mistakes fall under errors and omissions. Employee injuries belong with workers compensation insurance. Property losses sit with commercial property insurance or a Business Owners Policy. We line up the right policies so they work together.

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General Liability FAQs

Straight Talk to Common Questions

  • Is general liability required by law?

    Not usually, but many contracts and landlords require it. It is a smart baseline for most companies.

  • What limits should I choose?

    We review your work, locations, and contracts, then recommend limits and consider an umbrella if needed.

  • Does GL cover my tools if stolen?

    No. That is property or inland marine. We can add the right coverage for tools and equipment.

  • How is GL different from professional liability?

    GL handles physical risks like injuries or property damage. Professional liability handles financial harm from your advice or services.