Business Owners Policy for Illinois and Wisconsin

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Simplified Coverage for Small Businesses

One Package That Fits How You Operate

A Business Owners Policy combines property coverage for your space and gear with general liability for customer incidents. Many BOPs include business income coverage to help with rent and payroll after a covered loss. Maple Leaf Insurance Agency helps shops in Rochelle, contractors in Rockford, and offices in Madison compare a BOP to stand alone policies and choose what fits best.

What a BOP Includes

The Essentials Most Companies Need

  • Commercial property insurance for buildings you own or contents in leased space.
  • General liability insurance for injuries, property damage, and products or completed work claims.
  • Business interruption that helps replace lost income and operating expenses during repairs after a covered event.
Optional Add Ons

Build the Package Your Work Requires

  • Data breach and cyber coverage for client records or online sales.
  • Equipment breakdown for electrical or mechanical failure.
  • Outdoor sign coverage and ordinance or law upgrades for older buildings.
  • If your risk is better served by separate policies, we will pair commercial property insurance with general liability insurance and coordinate everything for you.
Why Get a BOP Through Maple Leaf

Practical Guidance and Responsive Service

We confirm eligibility, explain limits and deductibles in plain terms, and place coverage with carriers that understand Midwest operations. Need certificates for a new lease or contract in Chicago or Milwaukee


We handle them quickly and keep copies ready for your records. If your plan grows to include fleet vehicles or employees, we connect your BOP to commercial auto insurance and workers compensation for a cohesive program.

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BOP FAQs

Straight Talk for Owners

  • What size business uses a BOP?

    Typically small to mid-sized retail, offices, personal services, and light contractors.

  • Can I include workers’ comp or commercial auto?

    Those are separate policies. We coordinate them with your BOP.

  • How much does a BOP cost?

    It varies by industry, location, and property values. We will gather details and quote multiple carriers.