Commercial Auto Insurance for Illinois and Wisconsin Businesses

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Protect Your Business on the Road

Coverage for Work Vehicles and Drivers

If a vehicle is titled to your business or used for work, personal auto coverage may not apply. Commercial auto insurance Illinois and Wisconsin owners rely on helps with accidents, injuries, and repairs tied to business use. Maple Leaf Insurance Agency supports one vehicle or many, from a single service van in Rochelle to a small fleet in Madison.

Vehicles We Cover

Know What Your Policy Can Do

  • Company cars for sales calls and site visits.
  • Pickup trucks and service vans that carry tools or parts.
  • Food trucks and delivery vehicles.
  • Box trucks and light-duty rigs for local routes.
  • If employees run errands in personal cars, we can add hired and non-owned liability so your business is protected.
Key Commercial Auto Coverages

Build a Plan That Fits How You Drive

  • Liability coverage helps pay for injuries or property damage you cause.
  • Collision and comprehensive help repair your vehicle after a crash, theft, hail, or fire.
  • Uninsured and underinsured motorist protect you if the other driver has little or no insurance.
  • Medical payments can help with medical bills for your driver and passengers.
  • Hired and non-owned auto covers your business when employees use personal cars or when you rent a vehicle for work.
  • If you keep tools in the truck, ask about inland marine so gear is insured too, not just the vehicle.
Why Choose Maple Leaf for Commercial Auto

Correct Classifications and Quick Changes

We help classify vehicles and drivers correctly so claims are not delayed. We recommend limits that match your contracts and can connect higher limits through umbrella insurance when needed. When you buy a new truck in Rockford or add a driver in Milwaukee, Maple Leaf Insurance Agency updates your policy and ID cards fast.

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Commercial Auto FAQs

Answers That Keep You Moving

  • When do I need a commercial policy?

    When the vehicle is owned by the business or used mainly for work, not just commuting.

  • Can I list multiple drivers?

    Yes. Tell us who drives regularly so coverage stays clear.

  • Are tools in the truck covered?

    The auto policy covers the vehicle. Tools and cargo need separate coverage that we can add.