Essential Winter Prep Tips for Your Home
Jennifer Farrall | Nov 12 2025 16:00
As the seasons shift and winter draws near, it's natural to feel concerned about keeping your home safe and warm. Embrace this seasonal change with a few proactive steps that can help prevent stress and costly insurance claims as temperatures drop.
Insulate Exposed Pipes
It's crucial to prevent pipes from freezing and bursting, especially those in basements or exterior walls. Use insulation materials to safeguard your plumbing and avoid potential damages.
Update Smart Thermostat Settings
Modern smart thermostats can automatically adjust to reduce energy waste. Set yours between 68°F and 70°F while you're home to maintain comfort and efficiency.
Seal Gaps Around Windows and Doors
A classic yet effective method for retaining heat and cutting down on energy bills is sealing drafts. Use weather stripping or caulking to close any gaps you find.
Schedule a Heating System Checkup
Avoid the surprise of a heating system breakdown by scheduling an annual inspection. Regular maintenance ensures everything runs smoothly throughout the winter months.
Clear and Check Solar Panels
For those using solar panels, remember to activate winter modes and clear off any snow post-storm. This keeps them efficient even in lower light periods.
Document Your Home Digitally
Create a smartphone video walkthrough of your home and valuables. This simple step can significantly streamline insurance claims if needed.
Boost Indoor Air Quality
Use HEPA filters to trap viruses and particles, or MERV 13+ filters for dust and allergens. Improve your home's air quality with these in your HVAC system or a portable unit.
Clean Out Gutters
Prevent ice dams and water backup by thoroughly clearing out leaves and debris from gutters before heavy snow arrives.
Completing even a few of these tasks can significantly protect your home during winter. Stay proactive—it’s never too late to get started. Consider reviewing your homeowners insurance policy with us, especially if you’re uncertain about coverage during winter weather events.

